Private Law Bankruptcy Due to the changes in the bankruptcy laws of April 2004, being made bankrupt for the first time is not as terrifying as it may seem. Generally you will be out of your bankruptcy (discharged) in one year or even less in some circumstances. In most cases when you are discharged from bankruptcy, you will be completely debt free and can start again with a clean slate. Once you are bankrupt your creditors, by law, must stop calling or harassing you. Threatening letters will stop and you can start to enjoy your life again. Key Benefits; • In many cases, we can save your family home. • Once you have received your discharge then you are totally debt free and can start afresh. • Unsecured personal debts, credit cards, store cards, mobile phone accounts and utility bills can all be included in your bankruptcy. Bankruptcy today has become a logical, legal and beneficial tool for many people to use to remedy a difficult and problematic bad debt situation. To discuss your financial worries please call 020 8891 4311. Ask to speak to a member of our team who will be happy to discuss your personal circumstances and help you decide which way is the best way forward. | 